For Mortgage & Real Estate Professionals
When your borrower needs insurance, we handle the fulfillment.
Insurance fulfillment partner for mortgage loan officers and Realtors. Send your borrower or buyer to OneHourBinders. A licensed agent handles the quote, the bind, and the documentation — you get back to closing the deal.
You manage the transaction. We manage the homeowners insurance fulfillment.
The Problem
Insurance shouldn't be what holds up your closing
Mortgage and real estate professionals shouldn't have to chase insurance, coordinate mortgagee information, or spend valuable time getting a binder across the finish line.
Closing is approaching
Your borrower still doesn't have homeowners insurance and underwriting needs proof of insurance before the file can move forward.
The lender rejected the current policy
Coverage amount, mortgagee clause, or deductible doesn't meet the lender's requirements.
It's a difficult property
Older roof, prior claims, or coastal exposure — and you don't have a fast way to find a carrier that will write it.
Built to function as an extension of your operation.
We take the insurance task off your plate while keeping you informed throughout the process.
Closing-focused workflow
Our process is designed around the transaction timeline, not a generic consumer insurance experience.
We handle the insurance work
Your shouldn't have to become the insurance coordinator. We work through the quote and manage the insurance documentation.
Built for the closing file
When coverage is bound, the binder documentation can be delivered to the relevant parties.
Built For How You Work
One partner, two audiences
Whether you originate the loan or the sale, the outcome you need is the same: insurance handled, closing on schedule.
Your Homeowners Insurance Desk
Send your borrower's info once. We handle the quote, the mortgagee clause, the bind, and get the evidence of insurance back to you and your processor — fast.
White Glove Service for Your Borrowers
Keep your loan team focused on the loan. Your processor and loan officers shouldn't have to spend
valuable time chasing an insurance policy.
- Licensed insurance professional handles the file
- Direct borrower communication
- Mortgagee and lender requirements coordinated
- Status updates throughout the process
- Binder and evidence of insurance delivered when coverage is bound
Your Buyer's Insurance Resource
Introduce your buyer to OneHourBinders and let us manage the insurance process while you stay focused on the offer, contract, inspection, financing and closing.
A White Glove Experience for Your Buyers
Give your buyer an insurance resource — without becoming the insurance coordinator. We take the insurance conversation from introduction through coverage.
- Simple referral process
- Direct communication with your buyer
- Licensed insurance professional handles the process
- Closing-focused workflow
- Keeps insurance off your transaction task list
The Fulfillment Process
From referral to binder.
You introduce the borrower. We manage the insurance workflow.
Refer
Send the borrower, property and transaction details.
Intake
We contact the borrower and collect the information needed to quote.
Place
We work through available coverage and underwriting requirements.
Bind
Once coverage is selected and approved, the policy is bound.
Deliver
Evidence of insurance and binder documentation are delivered.
Closing-Focused Support
You don't need another task. You need another resource.
OneHourBinders is designed to give mortgage and real estate professionals a dedicated insurance fulfillment resource when speed, coordination and documentation matter.
When To Use Us
Bring us in when insurance threatens the transaction.
OneHourBinders is especially useful when the insurance requirement becomes time-sensitive or difficult to resolve.
“We close in a few days.”
The borrower hasn't secured coverage and the loan team needs evidence of insurance to keep the file moving.
“The lender won't accept this policy.”
Coverage, deductible, mortgagee information or another requirement needs to be addressed.
“We're having trouble placing it.”
The property has characteristics that may make homeowners insurance placement more challenging.
Where We're Licensed
Currently writing business in four jurisdictions.
Licensed and appointed to place homeowners insurance in the following states and Washington, D.C., with additional states planned.
B2B HOMEOWNERS INSURANCE FULFILLMENT
Have a borrower or buyer who needs insurance?
Send us the referral. We'll handle the insurance fulfillment while you keep the transaction moving.
Send a Referral