For Realtors & Agents
Give your buyers a homeowners insurance resource — not another closing worry.
Send your buyer to OneHourBinders when the home goes under contract. A licensed agent handles the quote and bind, so insurance is one less thing standing between contract and closing table.
Why This Matters
Insurance is an easy thing to put off — until it isn't
Buyers are focused on inspections, financing, and moving. Insurance often gets pushed to the last minute, and that's exactly when it can slow down closing.
Buyer hasn't shopped yet
It's a week before closing and homeowners insurance still isn't in place — a scramble that's easy to avoid with an earlier start.
Buyer doesn't know where to start
First-time buyers especially don't know what to look for, and default to whichever agent they happen to find first.
You become the insurance expert
Buyers ask you coverage questions you're not equipped — or licensed — to answer, pulling your focus from the transaction.
What OneHourBinders handles
- ✓ Direct outreach to your buyer
- ✓ Quoting across available carrier markets
- ✓ Matching coverage to lender requirements
- ✓ Handling every coverage question the buyer has
- ✓ Delivering the binder in time for closing
What you do
- ✓ Send the referral as soon as the home is under contract
- ✓ Keep the transaction moving
No cost to you, no obligation for your buyer, and no insurance conversation you have to have yourself.
Common Questions
What Realtors ask before referring
When should my buyer start shopping for homeowners insurance?
As soon as the home is under contract. Lenders typically require proof of insurance before closing, and quoting early avoids a last-minute scramble.
Do I need to know anything about insurance to refer a buyer?
No. Send the buyer's contact and property details through a short form, and a licensed agent takes it from there.
Is there a cost to me or the buyer for using this service?
No referral fee or cost to you. The buyer pays for their insurance policy directly, same as with any insurance agency.
Can this help if the buyer's closing is coming up fast?
Yes — fast turnaround is the core of the service, and closing date is one of the first things asked for so urgent files are prioritized correctly.
What states is OneHourBinders licensed in?
Currently licensed in Maryland, Pennsylvania, Virginia, and Washington, D.C., with additional state licenses in progress.
Where We're Licensed
Currently writing business in four states
Have a buyer who needs homeowners insurance?
Send the referral — we'll take it from there.
Send a Referral