For Mortgage & Real Estate Professionals
Homeowners insurance that never becomes the reason a closing slips.
Send your borrower or buyer to OneHourBinders. A licensed agent handles the quote, the bind, and the documentation — you get back to closing the deal.
A white-glove homeowners insurance concierge service built specifically for MLOs and Realtors.
The Problem
Insurance shouldn't be what holds up your closing
Lenders need proof of homeowners insurance before they'll fund. When that falls through the cracks, it becomes your problem — even though it was never your job.
Closing is Friday, no policy yet
Your borrower hasn't shopped for homeowners insurance, and the file is due to underwriting.
The lender rejected the current policy
Coverage amount, mortgagee clause, or deductible doesn't meet the lender's requirements.
The property is a tricky risk
Older roof, prior claims, or coastal exposure — and you don't have a fast way to find a carrier that will write it.
Built For How You Work
One partner, two audiences
Whether you originate the loan or the sale, the outcome you need is the same: insurance handled, closing on schedule.
Your Homeowners Insurance Desk
Send your borrower's info once. We handle the quote, the mortgagee clause, the bind, and get the evidence of insurance back to you and your processor — fast.
- Licensed P&C agent handles every file
- Mortgagee clause and lender requirements built into intake
- Status updates without you chasing anyone down
Your Buyer's Insurance Resource
Give buyers a simple place to start their homeowners insurance — without becoming the person who has to explain insurance to them yourself.
- One link to send buyers, branded to you
- Keeps your transaction moving toward closing
- No cost, no obligation, no awkward insurance conversations
White-Glove Concierge Service
Your insurance problem becomes our problem.
OneHourBinders is designed to operate behind the scenes for mortgage and real estate professionals — giving your borrower a dedicated insurance resource while you stay focused on the transaction.
You make the introduction
Send the borrower or buyer to OneHourBinders. You don't need to become their insurance expert.
We handle the details
A licensed insurance professional works directly with the customer to gather information, quote coverage and address requirements.
You get the documentation
Once coverage is bound, the appropriate insurance documentation is delivered so the transaction can keep moving.
The Process
From referral to binder
Send the referral
A short form — closing date, property, lender details.
We reach out fast
A licensed agent contacts the borrower directly.
Quote & bind
Coverage matched to lender requirements, policy bound.
Binder delivered
Evidence of insurance sent to you and the lender.
Where We're Licensed
Currently writing business in four states
Licensed and appointed to place homeowners insurance in the following states, with more on the way.
Have a borrower or buyer who needs coverage?
Send the referral — we'll take it from there.
Send a Referral