Licensing & Regulatory Information | OneHourBinders

Licensing & Regulatory Information

Licensed to write homeowners insurance in four states, with more on the way

Full license details below so you and your compliance team can verify everything independently.

Active Licenses

Where we're currently appointed to write business

State
Status
License #
Line of Authority
Maryland
Active
[MD License #]
Property & Casualty
Pennsylvania
Active
[PA License #]
Property & Casualty
Virginia
Active
[VA License #]
Property & Casualty
Washington, D.C.
Active
[DC License #]
Property & Casualty
Additional states
In progress
Coming soon
Before publishing: replace the bracketed license numbers above with your actual state license numbers. Several states require this information to be accurate and reasonably accessible on a producer's public-facing site.

Producer Verification

Verify our license directly

Every licensed insurance producer has a National Producer Number (NPN) that can be looked up through any state department of insurance or the National Insurance Producer Registry.

National Producer Number (NPN)
[XXXXXXX]
Look Up on NIPR →

Why This Page Exists

Licensing isn't a formality — it's the whole point

State-by-state rules

Homeowners insurance is regulated at the state level, so a producer has to be individually licensed in every state they write business in.

Accountability

A licensed producer is accountable to a state department of insurance — a real regulatory backstop that unlicensed referral arrangements don't have.

Protects your file

Working with a properly licensed agent means the coverage placed on your borrower's or buyer's file is valid and enforceable when it matters most.

Common Questions

Licensing, in plain terms

What states is OneHourBinders licensed to write homeowners insurance in?

Maryland, Pennsylvania, Virginia, and Washington, D.C. Additional state licenses are in progress, and this page will be updated as new states are added.

What is an NPN?

A National Producer Number is a unique identifier assigned to every licensed insurance producer in the U.S., used to verify licensing status with any state's department of insurance.

How can I verify a license is active?

Any state's department of insurance offers a free public lookup tool, and the National Insurance Producer Registry (NIPR) allows verification using the producer's NPN.

Licensed in your state?

Send a referral and a licensed agent will take it from there.

Send a Referral
OneHourBinders is a licensed P&C insurance producer offering homeowners insurance placement in Maryland, Pennsylvania, Virginia, and Washington, D.C. Additional state licenses in progress. Coverage is subject to underwriting approval; binder issuance timelines depend on property and risk details. © OneHourBinders. All rights reserved.